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California County Loan Limits
Conventional Loans
2023

To qualify for your home financing with a conventional loan, you’ll need to keep your loan amount within the loan limit for the county where the property is located.

If you currently live in Orange county, but will be purchasing a home in Riverside county, you will need to stay within the loan limits for Riverside county.

This means your loan cannot exceed the amounts listed in the chart below, depending on your location, and which type of property you’re buying.

Keep in mind these are loan limits, not maximum purchase price limits. 

Your purchase price will include a down payment.  Your down payment plus your loan amount will equal the price you’ve agreed to pay the seller.

Conventional loan limits differ from FHA loan limits.  To see FHA loan limits, please click here.

County Name

One Unit (SFR/Condo)

Two Unit (Duplex)

Three Unit (Triplex)

Four Unit (4-Plex)

Alameda

$1,089,300

$1,394,775

$1,685,850

$2,095,200

Alpine

$726,200

$929,850

$1,123,900

$1,396,800

Amador

$726,200

$929,850

$1,123,900

$1,396,800

Butte

$726,200

$929,850

$1,123,900

$1,396,800

Calaveras

$726,200

$929,850

$1,123,900

$1,396,800

Colusa

$726,200

$929,850

$1,123,900

$1,396,800

Contra Costa

$1,089,300

$1,394,775

$1,685,850

$2,095,200

Del Norte

$726,200

$929,850

$1,123,900

$1,396,800

El Dorado

$763,600

$977,550

$1,181,650

$1,468,500

Fresno

$726,200

$929,850

$1,123,900

$1,396,800

Glenn

$726,200

$929,850

$1,123,900

$1,396,800

Humboldt

$726,200

$929,850

$1,123,900

$1,396,800

Imperial

$726,200

$929,850

$1,123,900

$1,396,800

Inyo

$726,200

$929,850

$1,123,900

$1,396,800

Kern

$726,200

$929,850

$1,123,900

$1,396,800

Kings

$726,200

$929,850

$1,123,900

$1,396,800

Lake

$726,200

$929,850

$1,123,900

$1,396,800

Lassen

$726,200

$929,850

$1,123,900

$1,396,800

Los Angeles

$1,089,300

$1,394,775

$1,685,850

$2,095,200

Madera

$726,200

$929,850

$1,123,900

$1,396,800

Marin

$1,089,300

$1,394,775

$1,685,850

$2,095,200

Mariposa

$726,200

$929,850

$1,123,900

$1,396,800

Mendocino

$726,200

$929,850

$1,123,900

$1,396,800

Merced

$726,200

$929,850

$1,123,900

$1,396,800

Modoc

$726,200

$929,850

$1,123,900

$1,396,800

Mono

$726,200

$929,850

$1,123,900

$1,396,800

Monterey

$915,400

$1,171,900

$1,416,550

$1,760,400

Napa

$1,017,750

$1,302,900

$1,574,900

$1,957,250

Nevada

$726,200

$929,850

$1,123,900

$1,396,800

Orange

$1,089,300

$1,394,775

$1,685,850

$2,095,200

Placer

$763,600

$977,550

$1,181,650

$1,468,500

Plumas

$726,200

$929,850

$1,123,900

$1,396,800

Riverside

$726,200

$929,850

$1,123,900

$1,396,800

Sacramento

$763,600

$977,550

$1,181,650

$1,468,500

San Benito

$1,089,300

$1,394,775

$1,685,850

$2,095,200

San Bernardino

$726,200

$929,850

$1,123,900

$1,396,800

San Diego

$977,500

$1,251,400

$1,512,650

$1,879,850

San Francisco

$1,089,300

$1,394,775

$1,685,850

$2,095,200

San Joaquin

$726,200

$929,850

$1,123,900

$1,396,800

San Luis Obispo

$911,950

$1,167,450

$1,411,200

$1,753,800

San Mateo

$1,089,300

$1,394,775

$1,685,850

$2,095,200

Santa Barbara

$805,500

$1,030,550

$1,245,700

$1,548,100

Santa Clara

$1,089,300

$1,394,775

$1,685,850

$2,095,200

Santa Cruz

$1,089,300

$1,394,775

$1,685,850

$2,095,200

Shasta

$726,200

$929,850

$1,123,900

$1,396,800

Sierra

$726,200

$929,850

$1,123,900

$1,396,800

Siskiyou

$726,200

$929,850

$1,123,900

$1,396,800

Solano

$726,200

$929,850

$1,123,900

$1,396,800

Sonoma

$861,350

$1,102,700

$1,332,900

$1,656,450

Stanislaus

$726,200

$929,850

$1,123,900

$1,396,800

Sutter

$726,200

$929,850

$1,123,900

$1,396,800

Tehama

$726,200

$929,850

$1,123,900

$1,396,800

Trinity

$726,200

$929,850

$1,123,900

$1,396,800

Tulare

$726,200

$929,850

$1,123,900

$1,396,800

Tuolumne

$726,200

$929,850

$1,123,900

$1,396,800

Ventura

$948,750

$1,214,600

$1,468,150

$1,824,550

Yolo

$763,600

$977,550

$1,181,650

$1,468,500

Yuba

$726,200

$929,850

$1,123,900

$1,396,800