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To qualify for your home financing with a conventional loan, you’ll need to keep your loan amount within the loan limit for the county where the property is located.
If you currently live in Orange county, but will be purchasing a home in Riverside county, you will need to stay within the loan limits for Riverside county.
This means your loan cannot exceed the amounts listed in the chart below, depending on your location, and which type of property you’re buying.
Keep in mind these are loan limits, not maximum purchase price limits.
Your purchase price will include a down payment. Your down payment plus your loan amount will equal the price you’ve agreed to pay the seller.
Conventional loan limits differ from FHA loan limits. To see FHA loan limits, please click here.
County Name | One Unit (SFR/Condo) | Two Unit (Duplex) | Three Unit (Triplex) | Four Unit (4-Plex) |
|---|---|---|---|---|
Alameda | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Alpine | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Amador | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Butte | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Calaveras | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Colusa | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Contra Costa | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Del Norte | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
El Dorado | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Fresno | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Glenn | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Humboldt | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Imperial | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Inyo | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Kern | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Kings | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Lake | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Lassen | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Los Angeles | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Madera | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Marin | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Mariposa | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Mendocino | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Merced | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Modoc | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Mono | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Monterey | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
Napa | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
Nevada | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Orange | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Placer | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Plumas | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Riverside | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Sacramento | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
San Benito | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
San Bernardino | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
San Diego | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
San Francisco | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
San Joaquin | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
San Luis Obispo | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
San Mateo | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Santa Barbara | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
Santa Clara | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Santa Cruz | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Shasta | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Sierra | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Siskiyou | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Solano | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Sonoma | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
Stanislaus | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Sutter | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Tehama | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Trinity | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Tulare | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Tuolumne | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Ventura | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
Yolo | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Yuba | $766,550 | $981,500 | $1,186,350 | $1,474,400 |