Should I pay off my car before buying a house?
New car payments are averaging $600-700 per month. This absolutely affects mortgage qualification for most applicants.
How to Lower Your Debt-to-Income Ratio (DTI) and Qualify for a Home Loan
Your DTI is not a static number – it will adjust up or down based on a number of factors.
Why Credit Disputes Hurt Your Chances of Loan Approval
Learn why disputing accounts will not get you very far with your mortgage approval.
How do lower rates help me qualify for a larger mortgage?
It’s important to realize that your interest rate affects how big of a mortgage you will qualify for.
Consolidate debt with a cash out refinance
Free up your monthly cash flow by consolidating high interest debt.
How much equity can I borrow with a cash out refinance?
Borrowing against your home’s equity can open up dozens of opportunities.
Prepare Your Home for an Appraisal
Make your home look its best for the best value.
Tips to Improve Your Credit Score Before Applying for a Mortgage
Credit score is important – here’s how to maximize yours.
An Insider’s Guide to Getting a Low Rate
Best ways to ensure you get the lowest rate on your mortgage.
Popular Ways to Use Your Home Equity
Let your home help you pay for what’s important.