Helpful Articles
![Effects of Car Loans on Mortgage Qualification](https://instantratequotes.com/wp-content/uploads/2022/08/qtq80-Hvie9h-300x225.jpeg)
Should I pay off my car before buying a house?
New car payments are averaging $600-700 per month. This absolutely affects mortgage qualification for most applicants.
August 3, 2022
![People working at a table.](https://instantratequotes.com/wp-content/uploads/2022/07/qtq80-44i3IC-300x201.jpeg)
How to Lower Your Debt-to-Income Ratio (DTI) and Qualify for a Home Loan
Your DTI is not a static number – it will adjust up or down based on a number of factors.
July 29, 2022
![Photo of Mock Credit Report](https://instantratequotes.com/wp-content/uploads/2022/03/qtq80-GG7CX5-300x200.jpeg)
Why Credit Disputes Hurt Your Chances of Loan Approval
Learn why disputing accounts will not get you very far with your mortgage approval.
March 16, 2022
![](https://instantratequotes.com/wp-content/uploads/2021/11/Stucco-Spanish-Style-House-300x200.jpg)
How do lower rates help me qualify for a larger mortgage?
It’s important to realize that your interest rate affects how big of a mortgage you will qualify for.
February 14, 2022
![Pay off high interest debt](https://instantratequotes.com/wp-content/uploads/2022/01/qtq80-s6G7tg-300x200.jpeg)
Consolidate debt with a cash out refinance
Free up your monthly cash flow by consolidating high interest debt.
December 31, 2021
![People enjoying life and financial freedom](https://instantratequotes.com/wp-content/uploads/2022/01/qtq80-61KHUy-300x200.jpeg)
How much equity can I borrow with a cash out refinance?
Borrowing against your home’s equity can open up dozens of opportunities.
December 31, 2021
![Home Covered in Ivy](https://instantratequotes.com/wp-content/uploads/2022/01/qtq80-KTBAZc-300x234.jpeg)
Tips to Improve Your Credit Score Before Applying for a Mortgage
Credit score is important – here’s how to maximize yours.
December 31, 2021
![Person Using Calculator](https://instantratequotes.com/wp-content/uploads/2022/01/qtq80-8kdyNw-300x200.jpeg)
An Insider’s Guide to Getting a Low Rate
Best ways to ensure you get the lowest rate on your mortgage.
December 31, 2021