Helpful Articles
Should I pay off my car before buying a house?
New car payments are averaging $600-700 per month. This absolutely affects mortgage qualification for most applicants.
August 3, 2022
How to Lower Your Debt-to-Income Ratio (DTI) and Qualify for a Home Loan
Your DTI is not a static number – it will adjust up or down based on a number of factors.
July 29, 2022
Why Credit Disputes Hurt Your Chances of Loan Approval
Learn why disputing accounts will not get you very far with your mortgage approval.
March 16, 2022
How do lower rates help me qualify for a larger mortgage?
It’s important to realize that your interest rate affects how big of a mortgage you will qualify for.
February 14, 2022
Consolidate debt with a cash out refinance
Free up your monthly cash flow by consolidating high interest debt.
December 31, 2021
How much equity can I borrow with a cash out refinance?
Borrowing against your home’s equity can open up dozens of opportunities.
December 31, 2021
Tips to Improve Your Credit Score Before Applying for a Mortgage
Credit score is important – here’s how to maximize yours.
December 31, 2021
An Insider’s Guide to Getting a Low Rate
Best ways to ensure you get the lowest rate on your mortgage.
December 31, 2021