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Effects of Car Loans on Mortgage Qualification

Should I pay off my car before buying a house?

instantratequotes12305 August 3, 2022

New car payments are averaging $600-700 per month. This absolutely affects mortgage qualification for most applicants.

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How to Lower Your Debt-to-Income Ratio (DTI) and Qualify for a Home Loan

instantratequotes12305 July 29, 2022

Your DTI is not a static number – it will adjust up or down based on a number of factors.

Pay off high interest debt

Consolidate debt with a cash out refinance

instantratequotes12305 December 31, 2021

Free up your monthly cash flow by consolidating high interest debt.

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How much equity can I borrow with a cash out refinance?

instantratequotes12305 December 31, 2021

Borrowing against your home’s equity can open up dozens of opportunities.

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An Insider’s Guide to Getting a Low Rate

instantratequotes12305 December 31, 2021

Best ways to ensure you get the lowest rate on your mortgage.